Life & Health Insurance

Life Insurance

At IMSC, we embrace a positive outlook on life while acknowledging the unpredictability of the future. To safeguard against financial difficulties resulting from the loss of a loved one, we offer comprehensive whole life, term life, and universal life insurance solutions.

Our goal is to protect your assets and alleviate the financial strain on your family. Reach out to us for detailed information on the available benefits and choices, and we will gladly provide you with a personalized quote. Contact us via phone, visit our office in person, or simply complete our convenient online form to get started.

Individual Life Insurance

Individual life insurance is an important financial planning tool for residents of Utah, providing protection, security, and peace of mind for you and your loved ones in the face of life’s uncertainties.

Life insurance provides a financial safety net for your loved ones in the event of your death. It ensures that your family can maintain their standard of living, pay off debts, cover funeral expenses, and meet ongoing financial needs, such as mortgage payments or educational expenses.

Whole life insurance is a type of permanent life insurance that provides coverage for the entire lifetime of the insured individual, as long as premiums are paid.

Term life insurance is a type of life insurance that provides coverage for a specified period and is often more affordable than permanent life insurance policies, such as whole life or universal life insurance.

Universal life insurance is a type of permanent life insurance that offers flexibility in premium payments and death benefits, as well as a cash value component that accumulates over time.

Group Life Insurance

Group life insurance in Utah offer valuable coverage to employees of companies or organizations. Group life insurance benefits in Utah provide employees with valuable financial protection and peace of mind, helping to support their loved ones in the event of their death. Employers can attract and retain talent by offering this important employee benefit, which demonstrates a commitment to the well-being of their workforce.

Key Man Life Insurance

A key person (or key employee) insurance policy, often referred to as a “key man” policy, is a type of life insurance policy taken out by a business on the life of a key employee or executive whose death or incapacitation would have a significant financial impact on the company.

Health Insurance

Individual Health Insurance

Individual health insurance in Utah provides medical coverage for individuals and families who are not covered by employer-sponsored health insurance or government programs like Medicare or Medicaid.

Give you and your family peace of mind knowing that you’re covered if someone becomes ill or unable to work.

Small Group Health Insurance

Small group health insurance in Utah provides medical coverage for employees of small businesses. Small group health insurance plans typically offer a range of coverage options, including health maintenance organization (HMO), preferred provider organization (PPO), and high-deductible health plans (HDHPs).

These plans may include coverage for hospitalization, doctor visits, prescription drugs, preventive care, and other essential health benefits as required by the ACA.

Life Insurance Options:

We can meet your needs for:

Health Insurance Options:

Coverage options include: